12 MONTH MEMBERSHIP AGREEMENTPAYMENT AGREEMENTThe undersigned, jointly and severally, hereby promises to pay 10th Planet Jiu Jitsu Whittier the sum of $1,908 for 12 months consecutive training. Payments to be made in equal, consecutive monthly installments of $159 each payable on the same day of each month commencing on the 1st or 15th day of the month. If any installment of this Agreement is not paid at the time and place specified herein, the entire balance shall become due and payable forthwith at the election of the holder of the Agreement. If there is a request to terminate the agreement before the contractual date commences, a 50% charge on the remaining balance of the contract will be charged due to the buyer at the time of termination.In addition, if Agreement holder elects to receive a past due installment, there will be a $25 late fee assessed for any installment received over 5 days late. All checks returned for reason of insufficient funds shall be charged to the student in the amount of $25. Failure of the Agreement holder to exercise his/her rights under the Agreement shall not constitute a waiver of said rights.The undersigned, all sureties, endorses and guarantors, hereof, hereby jointly and severally waive demand or presentment for payment, notice of dishonor, protest and notice of protest and hereby agree to pay, upon the default of any payment hereof, reasonable expenses of the holder of this agreement in enforcing its collection.THE STUDENT HAS CAREFULLY READ THIS AGREEMENT AND FULLY UNDERSTANDS ITS CONTENTS AND SIGNS IT VOLUNTARILY. THE STUDENT IS ENTITLED TO A COPY OF THIS DISCLOSURE FORM AND AGREEMENT, AND THE STUDENT HEREBY ACKNOWLEDGES RECEIPT OF A COPY THEREOF.Kids Grappling Includes:All Kids Jiu JitsuAll Kids JudoAll Kids WrestlingUnlimited.